Home Podcasts Family Wealth Podcast with Hardi Swart

Family Wealth Podcast with Hardi Swart

Hardi Swart CFP® 3 Episodes Oct 30, 2026

The Family Wealth Podcast is hosted by Hardi Swart CFP® and presented by Family Wealth Custodians. It focuses on the idea that money is about more than numbers: it is about the life you want and the people you want to protect. Episodes cover practical financial planning, investing, retirement, tax, and the decisions that shape a family's financial future. The show is aimed at listeners who are building wealth, approaching retirement, or already retired, with the goal of helping them make clearer and more confident financial decisions. The information is educational and not personalized financial advice.

Episodes

If You Don't Understand Bonds, You Don't Understand Money and Retirement Oct 30, 2026 808 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!How the Bond Market Affects Your Retirement | South Africa ExplainedWhat do American government bonds, rising interest rates and the South African rand have to do with your retirement?More than you might think.In this episode of the Family Wealth podcast, Hardi Swart CFP® shares a conversation w

The 3 Big Pension Mistakes South African Retirees Makes (Real world examples) Oct 23, 2026 748 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!What are the biggest financial mistakes people make when retiring in South Africa?In this episode of the Family Wealth Podcast, Hardi Swart explores three important retirement decisions through the story of Simon and Sally, a couple preparing for retirement with R9 million in pension savings.We

My Husband Has R20 Million. What Happens to Me If He Dies? Oct 14, 2026 803 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!My Husband Has R20 Million. What Happens If He Dies?What happens to your money, investments and property when your spouse dies in South Africa? And if your husband has R20 million in assets, does that mean you'll automatically be financially secure?In this episode of the Family Wealth Podcast, H

Retire NOW If You Answer "YES" to All 5 Questions Oct 16, 2026 415 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Are You Ready to Retire? 5 Signs It's Time to Stop WorkingHow do you know when it's time to retire? And what if you're financially ready for retirement but keep putting it off?Many South Africans spend decades saving and preparing for retirement, only to find themselves saying, "Just one more ye

How Many South Africans REALLY Have R16.5 million ($1 Million) or More to retire? Oct 9, 2026 741 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!How many millionaires are there in South Africa in 2026?And is R16.5 million ($1 million) enough to retire comfortably? According to the 2026 Africa Wealth Report, approximately 48,200 US-dollar millionaires live in South Africa. But there's a big difference between being wealthy on paper and be

Pros and Cons: Retirement Annuity Oct 7, 2026 989 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Is a Retirement Annuity worth it in South Africa?Retirement Annuities (RAs) are one of the most popular ways South Africans save for retirement, largely because of the potential tax benefits. But those benefits come with important restrictions.In this episode, Hardi Swart and Hugo Kloppers unpac

Retiring With more than R30 Million: The Tax Plan No One Tells You About Oct 2, 2026 1271 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Retiring with R30 million sounds like financial freedom. But how you structure that wealth can make an enormous difference to the tax you pay.In this episode, Hardi Swart uses the fictional story of Sam and Mary to explore tax-efficient retirement planning in South Africa.We unpack cash and inte

Pros and Cons: Living Annuity Sep 30, 2026 897 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Living Annuity in South Africa: What are the pros, cons and biggest risks? A living annuity gives you flexibility, investment control and the potential to leave your remaining retirement capital to your family. But it also comes with an important responsibility: making sure your retirement savin

The Tax-Free Account SARS Can’t Touch (Most South Africans Use It Wrong) Sep 17, 2026 746 Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Most South Africans don’t mind paying tax. But nobody wants to pay more tax than they need to.In this episode, Certified Financial Planner® Hardi Swart and Senior Financial Planner Cam Sondlo unpack one of South Africa’s most powerful long-term investment tools: the Tax-Free Savings Account (TFS

Family Wealth Podcast with Hardi Swart

Episodes

Recommended