Life Chapters, Money Choices
Life Chapters, Money Choices is a podcast about navigating life transitions and the financial decisions that come with them. Hosted by broadcaster Michael Avery and financial advisor Kim Potgieter, it features real stories of change, including retirement, career shifts, and finding renewed purpose, alongside practical money guidance. The show encourages listeners to give both their life and finances thoughtful attention.
Episodes
Who Are You Without Your Business?
Selling a business may look like a financial transaction, but for the person who built it, letting go can feel deeply personal.In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery speak with Judy Sunasky, former owner of Blendwell Chemicals and now a business and leadership coach and Women Presidents Organization chapter chair. After spending 25 years building and runni
When Men Don’t Talk
Men are often quick to fix the car, service the pool pump or research the right tyres, but far slower to act when something feels wrong in their own bodies. In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery speak to Dr Adam Nosworthy, a specialist physician and medical oncologist at Nosworthy Oncology in Johannesburg, about men’s health, prostate cancer and the conve
Financial Planning When Your Child Has Special Needs
What does financial planning look like when your child has special needs?In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery speak to Bryony Gilmour, a financial planner at Chartered Wealth Solutions and mother to Kerry and Jade. Bryony and her husband, Gareth, only discovered when Jade was born that she had Down syndrome. At the time, their focus was not on financial
Still Saying Yes
What if the next chapter of life is not about slowing down, but about staying open?In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery are joined by Kate Turkington, broadcaster, travel writer, author and one of South Africa’s most recognisable voices in travel and media.Nearly 92, Kate is still curious, still travelling and still saying yes to life. She shares stories
Before Dementia Becomes a Crisis
What happens when memory starts to change, and the people around us are not sure what to say or do?In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery are joined by Dr Ryan Fuller, specialist geriatric psychiatrist and founder of the Memory Care Group, for a compassionate conversation about dementia, family responsibility, capacity, financial decision-making and dignit
When Home Becomes a Question
What happens when the home that once held your whole life no longer fits the life you are living now?In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Jason Appel for a thoughtful conversation about one of the most emotional and practical decisions many people face in later life: whether to stay in the family home, rent, bu
When Health Changes Everything
How prepared are you for a diagnosis you never saw coming?It is a confronting question, but one that sits at the heart of meaningful financial planning. Many people think about financial planning in terms of investments, returns and retirement, only to discover that serious illness brings a different set of questions.Michael Avery and Kim Potgieter speak to Glen Baker, former portfolio manager at
A Will Is Not Enough
What would happen to your family if you died last night?It is a confronting question, but one that sits at the heart of proper estate planning. Many people believe that having a signed will means everything is taken care of, only to discover that a will is just one part of a much bigger picture.Michael Avery and Kim Potgieter speak to Financial Planning Specialist Maryanne Leicher about why estate
The Bank of Mom and Dad
Few institutions are as generous, emotional, or enduring as the Bank of Mom and Dad.In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Tom Brukman for an honest conversation about the financial and emotional realities of supporting adult children.From helping with university fees, rent, medical aid, and everyday expenses...T
Why Not Me? Why Not Now?
At 56, Cheryl Jones found herself asking a question many people face in midlife: What now?Her children had left home, life looked very different from the years before, and she felt drawn to something more. Instead of settling into familiar routines, Cheryl made the bold decision to return to studying, challenge her self-doubt, and reinvent her career.In this episode of Life Chapters, Money Choices
Ageless Reinvention
At some point, success stops being about accumulation and starts being about meaning.In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by entrepreneur, mother, and serial reinventor Miranda Isaakidis for a conversation about curiosity, change, and what it means to keep creating a meaningful life as your priorities evolve.From financial setbacks like the 19
Feeling Stuck? What Stress Is Really Doing to Your Brain
What if the reason you feel stuck isn’t a lack of discipline or direction, but the state of your brain?In this conversation, Michael Avery and Kim Potgieter sit down with neurologist Dr Kirti Ranchod to unpack how stress, uncertainty, and constant distraction reshape the way we think, feel, and make decisions.They explore why memory fails under pressure, why clarity disappears in times of change,
Beyond Power of Attorney: What Families Need to Consider
We do not often plan for the moment when roles begin to shift. When the people who once guided our decisions start relying on us to help manage theirs.Caring for ageing parents is one of life’s most emotional and complex transitions. It brings difficult conversations, changing family dynamics, and important financial and legal decisions that many families only face when it is already too late.In t
What Happens When You Divide a Life, Not Just Assets?
Divorce is never just about dividing assets. It is a life transition that redefines your identity, your finances and your future.In this episode, Michael Avery and Kim Potgieter are joined by Gillian Lowndes, a director at Lowndes Dlamini Inc., with over two decades of experience in family law. Known for her work as both a litigator and a trusted advisor, she combines deep legal expertise with a c
When the Retirement Maths Stops Adding Up
A midlife wake-up call that changed everythingWhen Lynda Smith reviewed her finances in her early fifties, she discovered a difficult truth. If she retired at 60, her money would run out by 64. It was a wake-up call that forced her to rethink the future.In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50Plus-Skills, who works wi
Will I Run Out of Money? A Conversation with Victoria Reuvers
Will I run out of money?It is the question many people carry quietly, even those who appear financially secure.In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Victoria Reuvers, Managing Director of WealthStrat, the investment partner behind Chartered Wealth Solutions.With more than two decades in the investment industry, Victoria has worked at the hig
From Vision to Intention: Designing the Year You Want
At the start of every year, we make plans.We set goals.And then life happens.In this episode of Life Chapters, Money Choices, Michael Avery is joined by Kim Potgieter for a slower, more reflective conversation about how we actually design a year that can withstand reality. Kim shares how she has used vision boards for many years, not as a manifestation exercise or wish list, but as a practical way
Media Leadership Reimagined
What happens when you have built the empire, banked the exit, and ticked every traditional success box and the next question is no longer what’s next for my career, but what’s next for me?In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter sit down with legendary South African media strategist and entrepreneur Sandra Gordon. Having built, scaled, sold and reinvented so
The Wealth of Wellness
What if the way we approach money, health, and success is shaped by the same underlying force: fear?In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Dr Riaz Motara, leading cardiologist, founder of the Cardio Group, and pioneer of the Women’s Heart Clinic, for a deeply reflective conversation about wellbeing, identity, and the stories that quietly driv
Ageless Curiosity with Arthur Goldstuck
How do you stay curious and relevant at any age? In this episode, Michael Avery and Kim Potgieter sit down with author and futurist Arthur Goldstuck to explore the money lessons, discipline and lifelong learning that have shaped his journey.We unpack the emotional and practical sides of money, why curiosity is the oxygen of reinvention, how to stay relevant in an AI-driven world and why the concep
The Business of Purpose
Know yourself, simple to say, harder to live.In this episode, Michael Avery and Kim Potgieter sit down with Colleen-Joy Page, an international coaching trainer, business builder, artist and Enneagram practitioner.Colleen shares the moment at 13 that changed her life, her experience of growing up with scarcity, and the insight that reshaped her relationship with money. She explains how true financi
How to Leave a Legacy Your Family Won’t Fight Over
When it comes to legacy, most of us think in rands, cents, and stuff: the house, the investments, the will. But as Michael Avery explores with Kerryn Franck, Head of Chartered Legacy & Trust, and Kim Potgieter, Director and Head of Life Planning at Chartered Wealth Solutions, the real gift you leave behind may be clarity, communication, and preserved relationships.In this episode of Life Chapt
Love, Money & Unequal Paychecks
What happens when love and money don’t quite balance out? In this episode, Michael Avery is joined by Chartered Wealth’s Kim Potgieter and Stephanie Ferreira to explore what really goes on when one partner earns significantly more than the other – and how feelings like guilt, pride, resentment, or shame can reshape the story of a relationship. They unpack:💬 Why money is still the ultimate relation
From Success to Significance
After four decades of auditing balance sheets, Andrew turns the lens inward in this deeply reflective and practical conversation about planning for life beyond the title.In this episode, Michael Avery and Kim Potgieter sit down with Andrew to explore what it really takes to shift from a career of being important to being important to others. Drawing from Bob Buford’s Halftime, Andrew shares how he
Changing Your Money Story with Lyndsay Barr
What happens when you’ve built your identity around caregiving, only to find yourself at midlife asking, “What’s next?”In this deeply personal episode of Life Chapters, Money Choices, Michael Avery sits down with Lyndsay Barr, writer and former social worker, and Kim Potgieter of Chartered Wealth Solutions to explore how our beliefs about money shape our lives, and how they can be rewritten.From f
Am I Teaching My Children the Right Lessons about Money?
She didn’t grow up having money conversations, so today, she’s intentional about giving her children something she never had — a legacy of honesty and accountability.In this deeply personal episode, Lauren (not her real name) shares her story of starting over after two marriages, raising children as a single mother, and supporting her daughter and grandchildren, all while learning to redefine her
A Second Career in Midlife
What happens when your career ends before you’re ready and retirement doesn’t feel like rest, but like a question mark?In this episode, host Michael Avery speaks with former corporate executive Magnus Taljaard, who found himself “retired” earlier than planned and chose reinvention instead. Together with Kim Potgieter, they unpack the emotional complexity of identity, purpose, and building a second
Life after Loss: Grief and Sudden Financial Responsibility
When love ends in loss, what happens next? In this episode of Life Chapters, Money Choices, host Michael Avery is joined by Kim Potgieter and Financial Planning Specialist, Tiffany Havinga, to unpack the emotional and financial shock of widowhood.The discussion touches on the shock of stepping into new responsibilities while grieving, the importance of small structures that bring stability, and th
When the Paycheque Stops
What happens when your career ends but your purpose hasn't yet begun?In this episode of Life Chapters, Money Choices, host Michael Avery is joined by retired executive Ronelle Baker, and life planning coach Kim Potgieter, to explore what really happens when the salary ends and the silence sets in.Ronelle shares her powerful story of retiring early, chasing freedom, and then realising that ful
Divorced, but Not Broken
What happens when the life you built falls apart, but you discover you were always strong enough to rebuild it? In this episode, Michael Avery and Kim Potgieter, Managing Director at Chartered Wealth Solutions, sit down with Sarah (a pseudonym), a recently divorced Chartered Wealth client in her 50s. Together, they unpack the emotional and financial aftermath of her divorce and explore the complex
Why We Tell These Stories
In this opening episode of Life Chapters, Money Choices, host Michael Avery sits down with Certified Financial Planner and author Kim Potgieter to unpack the story behind the series and her own deeply personal journey. From growing up in a home defined by financial control, to losing both parents within a few years of each other, to reinventing herself midlife and helping others do the same. Kim’s
Why We Tell These Stories - Launching 16 July!
What if your next chapter was the one where it all came together?In our debut episode, Kim Potgieter joins Michael Avery to discuss courage, reinvention, and finding purpose beyond return on investments.Life Chapters, Money Choices is a podcast about the transitions that shape us and the money decisions that support them.🎧 Tune in. Be brave. Be on purpose.
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