Mindset Profits
Mindset Profits is a business and financial education podcast that simplifies complex concepts to help listeners start their day on a positive note. Hosted by Ntando Maseko, it covers topics related to entrepreneurship, investing, and personal finance. The podcast aims to make financial literacy accessible and actionable for everyday people.
Episodes
Financial Decisions We Delay Until It's Too Late | Palesa Tlhloe
Most people only think about life insurance, wills and estate planning when it’s already too late.Certified Financial Planner Palesa Tlholoe joins Mindset Profits to explain the critical money decisions South Africans often delay: from life cover and writing a will to generational wealth, estate planning and choosing the right financial advisor.She also breaks down how financial advisors get paid,
You Made It… BUT Why Are You Still in Survival Mode? | Jabu Zwane
What happens when your income changes, but your mindset doesn’t?In this conversation with Jabu Zwane, we unpack the hidden danger of carrying survival patterns into success. We explore money, relationships, self-sabotage, fear, shame, coping mechanisms, pricing, starting over, and why achievement alone cannot heal old patterns.This episode is about learning how to adapt to the life you worked so h
Win the War in Your Head: Counter Procrastination and Fear | Chris Chambiwa
What if procrastination is not laziness but avoidance?In this episode, Chris Chambiwa unpacks fear, self-doubt, anxiety, confidence, rest, and the hidden patterns that stop us from becoming the person we know we can be.From hiding his first book because of fear to becoming a three-time best-selling author, Chris shares what changed when he stopped waiting to feel ready and started building evidenc
Stop Playing It Safe: FEAR and The Mindsets Keeping You Small | Bra Solly Mathebula
In this episode of Mindset Profits, Bra Sol breaks down what it means to become a multiplier. We unpack fear, money habits, debt, property, delayed gratification, and the mindset shift from simply surviving to building something that can grow beyond you.Bra Sol shares how fear can stop people from acting on opportunities, why your gift must be developed before the opportunity arrives, and how he c
Creative Habits that Make Your Finances Look Beautiful | Amanda John-Ncube
What does it actually take to fix your finances, reduce debt and start building wealth?Amanda John-Ncube returns to Mindset Profits to unpack the everyday money behaviours that can either build your financial future or quietly destroy it. We discuss why intelligent people still make poor financial decisions, how social media pressure drives overspending, how to negotiate with banks, use credit wis
You Earn More. So Why Are You Still Broke? | Money Conversations We Avoid
You can earn more money and still never become wealthier.In this episode of Mindset Profits, Ntando Maseko sits down with Phuti and Mandilakhe for a conversation about the money behaviors we rarely question: spending to impress, comparing our progress, attaching success to status, avoiding financial mistakes and expecting a bigger income to automatically fix a broken money system.Why do people loo
Get Things Done - Hustle Culture ends Today
Bulelani Balabala breaks it down in this deep dive
The 5 Mindsets of Wealthy People That Will Change Your Financial Future | Dr Billy Selekane
In this powerful episode of Mindset Profit, Dr. Billy returns to break down the mindsets that separate the wealthy from the struggling and introduces his upcoming platform, African Family Wealth (AFW)Dr. Billy unpacks the five pillars of sustainable wealth creation: mindset & financial literacy, debt consolidation & exit, asset building, wealth creation, and protection & legacy. He als
No University. No Money. No Backup Plan. Becoming Africa's Number 1 Coach | Keith Muoki
n this episode, Keith Muoki shares how he went from being pushed into the city with no degree, no safety net, half a mattress, and two pots, to becoming one of Africa’s respected voices in personal growth and online education.He opens up about family pressure, self-education, painful lessons, sales psychology, building influence, and the vow that changed his relationship with money forever.Keith a
Build a Personal Brand That Gets You Chosen: Your Talent Is Not Enough | Mantharetso Masiea
Talent may get you noticed, but your personal brand determines whether people trust, remember, and choose you.In this episode of Mindset Profits, Ntando Maseko speaks with personal branding and communication expert Mantharetso Masiea about building authority, communicating your value, and becoming impossible to ignore.Mantharetso explains why your personal brand is more than your appearance or soc
He Lost Everything at 27… Now He’s Building a Billion-Dollar Empire | Benard Odote
How do you become a billionaire?Benard Odote shares the brutal truth about ambition, discipline and resilience. After losing $100,000, his house and his car at 27, he rebuilt, pursued multimillion-dollar opportunities and continued developing businesses across Africa.In this episode, he explains how billionaires think, how he identifies scalable opportunities and why pain, rejection and failure ar
Living on ONE Salary as a Couple to Over 11,000 Units: The Tsavo Story
Leonard Mcharo reveals how he and his wife lived on just 30% of their income, invested the rest, and built Tsavo into a real estate business with more than 11,000 units.In this episode, he explains how couples can build wealth together, why financial independence starts with honest money conversations, and how Tsavo creates passive-income opportunities for ordinary investors.This conversation cove
I went broke twice, but You'd never Tell: Why Your Salary Isn't Making You Wealthy
Stan Agacho breaks down one of Africa’s biggest money problems: many people earn income, but never convert it into wealth.In this powerful conversation, he shares how he had hundreds of thousands of dollars in the bank, went broke twice, and later discovered that income is not wealth. He explains why your salary should be treated as capital, why financial illiteracy keeps high earners trapped, and
Escape the Debt Trap and Make Your Salary Work for You | Coach Roy Okonji
A bigger salary can improve your lifestyle without improving your financial position.In this episode, Coach Roy Okonji exposes the hidden money traps affecting professionals, executives, and high-income earners. Many people earn more than they ever imagined, yet remain dependent on their next salary, trapped in debt and committed to lifestyles they cannot easily sustain.The conversation explores w
The Real Reason You Can't Build Wealth Has Nothing To Do With Money | Dr Billy Selekane
Why do so many talented Africans work hard but still struggle to build wealth?In this episode of Mindset Profits, We sit down with Dr Billy Selekane, global speaker and President of the Public Speakers Association of South Africa, to unpack one of the biggest hidden barriers to success: survival mode.We unpack the difference between survival, stability, success, and significance, why wealth creati
He Grew Up in a Shack… Now He’s Building Generational Wealth | Mandilakhe Nontenja
He grew up in a shack, but he decided that poverty would not be the inheritance he would leave behind.In this powerful Mindset Profits conversation, Mandilakhe shares how faith, strategy, discipline, and intentional living helped him move from humble beginnings to building property wealth for his children’s children.This episode is about more than property. It is about mindset, responsibility, leg
How to Make Success Easy and Failure Hard | Phuti Mphelo
What if success was not about trying harder, but about designing your environment so good choices become easier and bad choices become harder?In this episode of Mindset Profits, Ntando Maseko sits down with Phuti Mphelo for a powerful conversation on success, failure, habits, debt, discipline, belief systems, and personal transformation.We unpack why failure often feels easier than success, how yo
Crazy Kennar | Your Skills Are More Valuable Than Your Salary
Most people spend their lives chasing money, hoping that a bigger salary, better opportunity, or lucky break will change everything. But what if the real key to wealth isn't finding money—it's becoming the kind of person that attracts opportunities?In this conversation, we explore why personal growth, skill development, discipline, and value creation often come before financial success. We
Your Bank Statement Shows Your Emotions in Real Time | Dr Mavis Mazhura
Dr. Mavis Mazhura is an executive leadership coach, and author of Financial Confidence for Her Wellbeing, and grew up in a rural village with no resources, no connections, and no roadmap. She went on to earn a doctorate, study in the Netherlands, and build a career across boardrooms and coaching rooms on two continents.We cover:Why your emotional patterns are older and more powerful than your thou
He Left South Africa and Now Runs some of YouTube’s Biggest Kids’ Channels | Terence Mbulaheni
Terrence opens up about leaving home, starting from the bottom, experiencing culture shock, navigating identity abroad and confronting imposter syndrome. He also explains how being Venda, growing up with ubuntu and experiencing isolation helped shape his competitive advantage in global business.This conversation explores:• Why frustration can become the beginning of transformation• The difference
You Know What To Do But Nothing Changes? Here's Why | Zanele Njapha
“This is why you know what to do but still don’t change.”In this powerful episode of Mindset Profits, we sit down with Zanele Njapha, South Africa’s first PSA Speaker Factor champion and founder of The Unlearning Circle, to unpack why change is so hard, why old patterns keep winning, and how to finally stop living from an identity you have outgrown.Zanele breaks down how core memories, childhood e
The Price Nobody Warns You About When You Change Your Life | Muzi Mthabela
What does it really cost to become a new version of yourself?In this powerful episode of Mindset Profits, Ntando Maseko sits down with actor, speaker, and man of faith Muzi Mthabela, known by many as Ramosi, for a deep conversation on reinvention, discipline, faith, fame, sobriety, public failure, purpose, and legacy.Muzi opens up about the personal cost of transformation, from walking away from o
The Millionaire Next Door (You Know Nothing About)
What do you do when life gives you no easy way forward?In this powerful episode of Mindset Profits, Thandi Mase shares how she moved from the village to Soweto, fought her way into corporate spaces, took over a dormant company, entered the male-dominated demolition industry, and built Sevenzle Demolition from only R50.Thandi opens up about landing opportunities through persistence, sitting at MTN
God Told Me to Leave My R2.6 Million Salary (Was It Worth It?) | Mirriam Tenyane
She was earning R2.6 million a year.She was part of the top 100 at Transnet.She had 600 employees under her and oversaw 15 portfolios.Then God said: Leave.In this powerful episode of Mindset Profits, we sit down with Mirriam Tenyane, founder and Managing Director of Harmony & Help Group, to unpack one of the most confronting faith-and-business stories you will hear.Folow Mirriam ~ https://www.
Why Hard Work isn't Enough (Don't be Talented but Stuck & Overlooked) | Siphiwe Moyo
Are you talented, hardworking, and still getting passed over for promotions?In this episode of Mindset Profits, global speaker, organizational behavior expert, Siphiwe Moyo breaks down the proactive career behaviors that separate people who advance from those who stay stuck.This is a career masterclass on visibility, influence, social capital, and the hidden rules of workplace growth. If you have
If Your came from a Poor Background - It must End with You
Draw a line in the sand and put an End to poverty. You can be The One for your family
My Biggest Regret Building Generational Wealth in a Rural Community
In this episode, Treasure Khoza returns to the podcast for a second conversation to reflect on the lessons he learned building wealth in semi-rural Mpumalanga in South Africa, the opportunities he wishes he saw sooner, and how he is now thinking about generational wealth and investing for the future.We discuss:• The biggest investing regret many people share• Why starting earlier changes everythin
Starting Over at 39 Changes How You See Pressure & Poverty | Coach Jabu Zwane
What happens when life forces you to start over at 39?In this powerful conversation, Coach Jabu Zwane opens up about pressure, poverty, resilience, and the mindset shift required to rebuild when life does not go as planned. This is not just a story about survival. It is about identity, reinvention, and learning how to carry pressure without letting it crush you.
Simplify Your Path to Financial Freedom | Know Your Money Personality
Struggling financially despite your skills and talent? This conversation reveals why your money beliefs might be sabotaging your success and how to fix them.What You'll Learn:• The 3 foundational wheels of money (most people miss #1)• Why your "first memory of money" controls your financial behavior• How to identify your Money Tribe and work with your natural strengths• The lie hidde
You're Not Stuck, You're Lost
Many people think they’re stuck, but the real struggle is deeper: they’ve drifted away from who they truly are.In this conversation with Ziyanda, we explore the emotional wounds, identity gaps, and silent battles that shape how we see ourselves. This episode unpacks how childhood, society, and family shape your sense of self, and how to rebuild authenticity, confidence, and purpose when life has b
Why You haven't Started Investing (And how to Start)
Fear stops more people from investing than lack of money.Many people wait for the “perfect time,” more knowledge, or more confidence before they start investing. But the truth is, waiting too long often costs more than starting small.In this video, we talk about why fear keeps people from investing and how you can move forward even if you feel uncertain. You don’t need to have everything figured o
A Masterclass on Starting from the Bottom
Our amazing guest Shadrack Kubyane shares powerful anecdotes about overcoming adversity, launching ventures, and the importance of diligence and biblical principles in business. We delve into the challenges of starting and sustaining a business, the role of personal branding, and how technology is revolutionising the agricultural sector.
Pretect Your Wealth | A legal Breakdown on what You need to Fix
Most families do not lose wealth because they never made money.They lose it because they never protected it.In this episode of Mindset Profits, I sit down with Attorney Ursula Ntuli to unpack what really happens to your debt, house, business, children, and assets when you die. We cover wills, trusts, frozen bank accounts, debt, blended families, maintenance, inheritance, and why many families lose
How Smart People end up Drowning in Debt
How do smart, educated people end up deep in debt? The truth is it’s not about intelligence; it’s about behavior, habits, and decisions.In this video, we break down the hidden reasons why even smart people fall into debt and how small financial choices can quietly lead to big consequences over time. More importantly, you’ll learn how to avoid these traps and take back control of your money.What Yo
Be → Do → Have: Unlock Growth, Purpose & Confidence by Phuti
This episode dives deep into how to reframe your story, overcome self-doubt, and move from unconscious incompetence to mastery. We explore mindset, growth, and the 'Be-Do-Have' framework—covering purpose, patience, technology, failure, and personal development. Perfect for anyone committed to becoming the person their goals require.
We Earn R82k Monthly (Deep in Debt & Zero Savings by Itumeleng
They earn R82,000 a month…But they’re deep in debt, living paycheck to paycheck, and have zero savings to show for it.This is the painful reality many South Africans face — not because they don’t earn enough, but because their money has no direction.
Bouncing Back from Losing Millions by Chioma
At 21, Chioma Nkhubedu was making R20K–R40K per month from her beauty business during lockdown. By 24, it was all gone.In this raw conversation, she opens up about building a six-figure skincare brand as a student, losing everything, disappearing from social media, and rebuilding her life and faith.
The Top 5 Poverty Mindset Traps: Why Success Still Feels Empty by Jabu
Most people think poverty is about money. Jabu Zwane explains why it’s really about patterns of thinking that follow you—even after you “make it.”In this raw, honest conversation, we unpack the invisible habits that sabotage growth and keep capable people stuck.
Why Most People Stay Broke Even After Setting Goals by Solly
Most people set goals when they’re desperate and abandon them just as fast.In this episode, we unpack why goal-setting alone doesn’t create wealth and how humility, discipline, and asset thinking separate those who struggle from those who quietly win.Drawing from lessons learned working with billionaires, growing up in the township, and wisdom passed down by African parents, this conversation goes
The Real Reason You're Not Progressing by Poloko
In this episode, we go deep into the mindset, habits, and spiritual principles that help you rise after setbacks and step into a higher level of purpose. You’ll explore how faith and strategy work together, why clarity shifts everything, and what it really takes to become the kind of person your work can reward.Remember to like, share, and subscribe!! Someone you know needs to hear this message!!
Your Old Excuses Are Killing Your Wealth by Mandilakhe
In this episode of Mindset Profits, we dive deep into why the old excuses no longer work in today’s world. The economy has changed, technology has leveled the playing field, and access to information is now instant, but many people are still operating with outdated beliefs about work, wealth, and success. It’s time to dump the old excuses and adapt to the new game.
The Invisible Barriers Between You and Wealth by Mamohau
Most people stay broke not because of lack, but because of mindset. In this episode, we expose the difference between an abundance mindset and a broke mindset and why Scripture teaches us that “as a man thinketh in his heart, so is he.”We break down the attitudes and daily decisions that separate those who rise from those who remain stuck.
Starting over in your 40s or 50s (Is it too late?) by Wendy
Many people reach their 40s and 50s with a quiet fear they rarely admit out loud:What if my money doesn’t last?In this deeply honest conversation on Mindset Profits, we sit down with Wendy Selebi, author of I Wish Someone Had Told Me, to talk about the wake-up calls most people experience too late—and how to respond before panic sets in.
Ai will Make More Millionaires than the INTERNET by Mushambi
Your competition is already using AI—and they’re getting faster, smarter, and cheaper.In this powerful episode of Mindset Profits, we sit down with Mushambi Mutuma, author of Adaptability, to unpack what really determines who wins and who gets left behind in the AI era.
Master Budgeting Principles (Even On A Tight Budget) by Fulufhelani
Struggling to budget, get out of debt, or rebuild your finances? In this video, we share the money lessons that changed our lives and those of our clients. From growing up in a village to learning from the wealthy, and how you can also apply them to fix your finances today.
Communication Can Make or Break Your Success. by Palesa
Are your words holding you back? In this video, we dive into how your communication can make or break your success. Most people don’t realize that the way they speak — in meetings, presentations, or everyday conversations — can directly impact their influence, opportunities, and even income.
Making a $1000/month online is simpler than you think
Join us for an inspiring conversation with Lebo Moratele, a serial entrepreneur and network marketing expert, as she shares her journey to making her first million by age 24, the realities of network marketing, and how to build passive income streams.
From Poverty to Multi-Millions: The Proven Path to Financial Freedom
How Teboho Escaped Poverty and Built MillionsTeboho’s rise from an informal settlement to becoming a respected entrepreneur is more than a success story. It’s evidence that resilience, strategy, and mindset can change the direction of your life.
I Paid Off Debt in 3 Countries and Healed My Money Trauma!
In this Episode, Finance Coach, Author, and Podcaster Vangile Makwakwa shares her journey of overcoming debt in 3 countries and healing from financial trauma.
She used to get panic attacks just thinking about Money!
so, If you're struggling with money fears, Learn how to recover from debt, start over, and improve your financial health.
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